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Data Scientist

Muthoot Fincorp Ltd.

Location

Thiruvananthapuram, Kerala, India

Salary

Not specified

Type

fulltime

Posted

Today

via linkedin

Job Description

Role Overview'

We are looking for an experienced

Data Scientist

with strong analytical capabilities and hands-on experience in

building, deploying, and maintaining machine learning models

in a FinTech environment. The role requires translating

business problems into data-driven solutions

, particularly in areas such as

customer propensity modelling, risk analytics, and customer behavior analysis

.

The candidate should be comfortable working with large datasets, collaborating with business teams, and operationalizing models in production environments.

Key Responsibilities

1\. Data Analysis \& Business Insights

  • Analyse large structured and semi-structured datasets to generate

business insights for financial products and customer behaviour

.

  • Translate business problems into

analytical frameworks and data science solutions

.

  • Perform exploratory data analysis to identify trends, patterns, and opportunities for product growth.

2\. Machine Learning Model Development

  • Design, develop, and validate

machine learning models

for use cases such as:

  • Customer

propensity models

  • Cross-sell / up-sell prediction
  • Customer segmentation
  • Risk or fraud-related analytics
  • Apply statistical and machine learning techniques such as

logistic regression, tree-based models, boosting algorithms, and clustering

.

3\. Model Deployment \& Lifecycle Management

  • Deploy ML models into production environments.
  • Build pipelines for

model monitoring, retraining, and performance tracking

.

  • Maintain and optimize existing models to ensure accuracy and stability.

4\. Collaboration with Business \& Product Teams

  • Work closely with

product, risk, marketing, and business teams

to understand requirements.

  • Convert analytical outputs into

actionable recommendations

.

  • Support decision-making through

data-driven insights and dashboards

.

5\. Advanced Analytics \& AI (Good to Have)

  • Knowledge or hands-on exposure to

Large Language Models (LLMs)

and Generative AI.

  • Experience in

LLM-powered analytics assistants, RAG pipelines, or conversational data interfaces

is an advantage.

Required Skills

Technical Skills

  • Strong programming skills in

Python or R

.

  • Solid knowledge of

SQL

and working with large datasets.

  • Experience with

machine learning frameworks

such as Scikit-learn, XGBoost, or similar.

  • Experience in

feature engineering, model evaluation, and hyperparameter tuning

.

  • Experience deploying models using

APIs, batch pipelines, or ML platforms

.

Analytics Skills

  • Strong foundation in

statistics and predictive modelling

.

  • Experience in

propensity modelling and customer behaviour analytics

.

  • Ability to translate business problems into

analytical solutions

.

Data Tools

  • Experience with

cloud platforms (AWS/GCP/Azure)

is preferred.

  • Familiarity with

data visualization tools (Power BI, QuickSight, Tableau)

is a plus.

Domain Experience

  • Prior experience in

FinTech, Banking, Lending, NBFC, or Financial Services

.

  • Understanding of

customer lifecycle, lending products, credit analytics, or cross-sell strategies

.

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