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Payments Business Analyst / Product Owner (SME)

IMCS Group

Location

New York, United States

Salary

Not specified

Type

fulltime

Posted

Today

via linkedin

Job Description

Hi,

Hope you are doing well.

Please go through the below Job Description and I would humbly request you to apply with your latest resume. Our goal is not to just submit your profile but to secure an interview for you. If this email/Job Description has reached out to you in error, please accept my sincere apologies and disregard the email. Notify us via email, and we'd immediately remove you from consideration.

Position: Payments Business Analyst / Product Owner (SME)

Location: Payments PO NY/ NJ (Hybrid)

Duration: Full Time

Key Skills Required:

  • Strong understanding of the

payments landscape

, including:

  • SWIFT (MT/MX), ISO 20022
  • ACH, Wires, Cross-border payments
  • Real-Time Payments (RTP), FX, Clearing \& Settlement
  • Solid knowledge of

banking regulations and compliance

:

  • SWIFT SR2025 / SR2026
  • AML, KYC, PSD2
  • Hands-on experience with

payment message formats

:

  • SWIFT MT / MX messages
  • ISO 20022 XML structures

Expected Experience:

  • End-to-end understanding of

payments lifecycle

(initiation → clearing → settlement)

  • Experience working with global payment networks (SWIFT, Fed, CHIPS, etc.)
  • Ability to translate business requirements into functional designs and support implementation
  • Exposure to

payment transformation / modernization initiatives

(especially MT → ISO 20022 migration)

Nice to Have:

  • Experience with sanctions screening, liquidity, or funds control
  • Agile delivery experience (Scrum/Product backlog management)
  • Strong stakeholder communication and client-facing skills

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