Financial Planning and Senior Analyst

Position Summary

Clip Money is seeking a high-impact

FP\&A Senior Analyst

to serve as the analytical engine of our finance team. This role bridges the gap between detailed accounting data and strategic financial planning. As a Senior Analyst, you will not only support forward-looking forecasting but will also ensure the integrity of the underlying financial data by partnering closely with the accounting function. You are expected to be the "owner" of the models, translating complex transaction-level data into clear, actionable insights for leadership.

Key Responsibilities

Financial Planning \& Analysis

• Budgeting \& Forecasting:

Support the annual budgeting and rolling forecast processes by maintaining and enhancing driver-based revenue and deployment models.

• Three-Statement Modeling:

Maintain a long-range financial model (3–5 year plan) ensuring tight integration between the P\&L, Balance Sheet, and Cash Flow statements.

• Scenario Modeling:

Develop sensitivity and scenario analyses for growth, pricing, and cost structure to support investment prioritization.

Accounting Integration \& Performance Analytics

• Month-End Partnership:

Partner with the Accounting team during the month-end close to perform detailed variance analysis (Actuals vs. Budget/Forecast) and ensure accurate departmental coding.

• Data Integrity:

Improve forecast accuracy through rigorous data validation, reconciliations, and the automation of manual dependencies.

• KPI Management:

Design and maintain executive-level dashboards that track key SaaS and transaction-based performance metrics (CAC, LTV, Payback).

• Commercial Support:

Analyze gross margin and deployment economics by customer segment to support deal pricing and product P\&L initiatives.

Board \& Strategic Support

• Reporting Packages:

Lead the preparation of data-heavy sections for board-ready reporting packages and investor materials.

• Functional Partnership:

Serve as a key point of contact for Sales, Operations, and Product to provide financial visibility and support functional strategies.

• Standardization:

Document and standardize forecasting assumptions and FP\&A processes to ensure scalability.

Candidate Profile

• Experience:

3–5\+ years of experience in FP\&A, corporate finance, or a "Big 4" public accounting environment.

• Technical Depth:

Advanced financial modeling expertise with a mandatory requirement for driver-based modeling and a strong grasp of IFRS or GAAP.

• Analytical Acumen:

Strong commercial acumen with the ability to "roll up your sleeves" to scrub data while also providing strategic insight.

• Communication:

Ability to present technical financial insights clearly and concisely to senior leadership.

• Environment:

Proven ability to operate effectively in a fast-paced, remote, growth-stage environment.

What Success Looks Like (First 12 Months)

• Reporting Excellence:

Monthly variance reporting is automated, accurate, and deeply integrated with accounting actuals.

• Model Ownership:

Driver-based models are fully embedded in the decision-making process and trusted by leadership.

• Visibility:

Executive dashboards are adopted across the leadership team, providing real-time visibility into cash runway and liquidity.