Senior Business Analyst

Job Title:

Senior Business Analyst – Banking (Payments / Cards)

Experience:

8–12 years (with strong BFSI domain exposure)

Job Summary:

We are looking for an experienced

Senior Business Analyst

with deep domain expertise in

Banking Payments and Cards

to work closely with business stakeholders, product owners, and technology teams. The role involves end‑to‑end requirement management, solution design support, and ensuring successful delivery of payment and card initiatives across the SDLC.

Key Responsibilities:

Business Analysis \& Stakeholder Management:

• Act as a bridge between

business, operations, and IT teams

for Payments and Cards initiatives

• Engage with stakeholders to gather, analyze, and document

business, functional, and non‑functional requirements

• Conduct

workshops, requirement walkthroughs, and solution discussions

with internal and external stakeholders

• Perform

impact analysis and gap analysis

for enhancements and regulatory changes

Payments \& Cards Domain

• Work on

Payments systems

including (but not limited to):

• Domestic \& International Payments
• SWIFT / ISO 20022
• Real‑time payments
• Clearing \& settlement
• Strong understanding of

Cards domain

:

• Credit / Debit Cards lifecycle
• Authorization, clearing, settlement, reconciliation
• Chargebacks, disputes, fraud, limits, fees
• Knowledge of

payment gateways, schemes, and networks

(Visa, Mastercard, RuPay, etc.)

Documentation \& Delivery

• Create and maintain

BRD, FRD, User Stories, Use Cases, Process Flows, RTM

• Translate business requirements into

clear user stories with acceptance criteria

• Support

SIT, UAT, and post‑production validation

• Work closely with QA teams to ensure test coverage and requirement traceability

Agile / SDLC

• Experience working in

Agile / Scrum and Waterfall

delivery models

• Participate in

backlog grooming, sprint planning, reviews, and retrospectives

• Support Product Owners in

prioritization and roadmap alignment

Required Skills \& Experience

Mandatory

• Strong

Banking domain experience

with focus on

Payments and/or Cards

• Proven experience as a

Senior Business Analyst

in large BFSI programs

• Excellent skills in

requirement elicitation, analysis, and documentation

• Hands‑on experience with

Agile delivery

• Strong communication and stakeholder management skills

Good to Have

• Experience with

Core Banking systems

• Exposure to

regulatory and compliance requirements

in payments/cards

• Knowledge of

API integrations, digital banking, and fintech ecosystems

• Experience with tools like

JIRA, Confluence, MS Visio, SQL (basic)

Education

• Bachelor’s degree in Engineering, Computer Science, Finance, or equivalent
• MBA / Banking or Financial certifications – preferred